DSCR loans let investors qualify on a property's rental cash flow — no tax returns, no personal DTI. Built for buy-and-hold, LLC vesting, and portfolio growth.
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No W-2s. No DTI ceiling. Qualify on the deal and scale.
Sized on the property's rent-to-payment ratio (DSCR) — your personal income stays out of it.
Vest in your entity and stack properties without the paperwork ceiling.
In-house underwriting and a clear, direct path to close — no runaround.
Property, rents, and your goal — 60 seconds.
We size it on DSCR and send a clear quote.
Fund it, add to the portfolio, repeat.
No — DSCR qualifies on the property's rental cash flow, not personal income/DTI.
Up to 80% LTV on purchase & rate/term, 75% cash-out, 30- and 40-year fixed, from $150k. We size on the property’s DSCR at quote.
Yes — entity/LLC vesting is welcome.
Yes — DSCR is business-purpose, license-exempt in most states.